Direct Rating Tool for Home Insurance

This rating tool gives you access to our internal rating algorithm. Please fill in your desired policy type, dwelling limit and deductibles. Then a coverage preview PDF will be emailed to you. See our general price table for NC: 

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Policy Type NeededLong Term RentalSTR/AirbnbOwner Occupied

Property Address *

Dwelling limit (Coverage A)Same as Property Value$200,000 or Less$300,000$400,000$500,000$600,000$700,000$800,000$900,000$1,000,000$1,200,000 and Above

This is the rebuild cost of the property. You may leave it as property value, or copy from previous policy's Coverage A.

Deductible (All Purpose)2500500010,000

Deductible for insurance claims. The higher the deductible, the lower the annual premium.

Dwelling Type Purpose)

Deductible (Wind & Hail)$50002% of property value5% of property value

Deductible for wind and hail claims. The higher the deductible, the lower the annual premium.

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